Lending Expertise

Explore DSCR, fix & flip, and bridge loans for real estate investors. Fast closings, 47-state coverage. Apply now with i2 Financial Services.

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Need money fast? Hard money can be the answer for your next project.

At MINO, we provide a plethora of financing options to our borrowers. Hard money is perfect for time sensitive opportunities where you need to act fast. Secure financing in as quick as 3 days, once we have a clean title commitment.

  • 6 month term, interest only
  • Fast closings
  • Up to 65% LTV
  • No appraisal needed in most scenarios
  • $50k – $1mm loan amounts
Hard Money Loans

Rate Drop / Cash Out Refinance

Looking for a lower interest rate? Do you want to use the existing equity to finance your next project? Check out our great rental refinance loans!

At MINO, when it comes to BRRRR investors, we’ve got you covered! We have competitive rates, zero-month seasoning options, and up to 40-year loan terms.

  • Single property loans from $50k – $5MM
  • Portfolio loans, no max loan amount
  • LTV up to 80% on rate/term or purchase, up to 75% LTV cash out
  • Up to 40-year terms

Ready to grow your real estate business? Complete your next project with one of our Fix and Flip loans!

At MINO, we help you take advantage of every opportunity you come across. Our Fix and Flip loans are fast and easy!

  • 12-24 month terms, interest only
  • Rates starting from 10.25%
  • Up to 90% LTC, 75% LTV based on ARV
  • No appraisal needed in some scenarios
  • Limited-recourse available
Bridge / Fix and Flip / Rehab Loans

New Construction

Whether you’re building to sell or building to rent, MINO has you covered. Our new construction loans are fast, simple, and flexible.

  • Loans up to $5mm; non-recourse available
  • Up to 90% LTC and up to 75% LTV
  • Zero new construction experience is ‘ok’
  • Spec builds and model homes

Looking to expand into apartments or buy your first warehouse? Whether its short-term bridge or long-term financing, MINO can do it all.

At MINO, we can help you break into the tough commercial / multi-family markets by offering financing that works for you. Short-term bridge loans are perfect when you need to move quickly and don’t want to miss out on an opportunity. Term loans are available for investors looking to hold.

  • Bridge loans up to 36 month terms, interest only
  • Term loans up to 25 year terms
  • Up to 75% LTV
  • $500,000 – $50 Million
  • Non-recourse available
Commercial / Multi-Family Loans

Short Term Rentals

Found the perfect vacation property? Check our short term rental financing!

At MINO, we will underwrite your deal based off historical rental data, or projected rental revenue from AirDNA. We lend on STRs nationwide, and close quickly.

  • Competitive rates
  • Single family, 1-4 units, condos, townhomes
  • LTV up to 80%
  • 30-year and 40-year loan options

We’re Here to Help

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Ready to finance your next investment? to speak with a loan advisor.

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